
A Little More About Us
At VP Credit Services, we specialize in helping individuals and businesses regain control of their financial future with integrity, transparency, and over 25 years of expertise. Our boutique approach ensures that every client receives personalized care, honest guidance, and effective strategies tailored to their unique financial situation.
We focus on credit repair, debt negotiation, and dispute resolution, working diligently to improve your credit standing and settle debts efficiently. Unlike larger firms, we provide direct access to seasoned advisors who take the time to review your file thoroughly, develop customized solutions, and advocate for your financial well-being.
What sets us apart? A commitment to transparency, trust, and results—without hidden fees or unnecessary subscriptions. We believe in straightforward, practical solutions that help you reduce financial burdens and rebuild your financial foundation.
No matter your credit challenges, VP Credit Services is here to support you every step of the way. Let us help you turn financial setbacks into opportunities and take control of your future with confidence.

OUR MAJOR SWINGERS
Meet the driving force behind
VP Credit Services

VINCENT PANARIELLO
Founder and Principal
With a visionary approach and decades of expertise, Vincent leads VP Credit Services with unwavering dedication to delivering exceptional financial and credit solutions. His leadership is defined by a hands-on approach, ensuring that every client receives personalized attention and tailored strategies designed to meet their unique credit repair needs. Vincent’s commitment to transparency, trust, and excellence sets the standard for the company, fostering a culture where clients feel valued and supported throughout their financial journey. Under his guidance, VP Credit Services has become synonymous with innovative solutions and unparalleled service, empowering clients to achieve their financial goals with confidence.

JOSEPH
DEVITO
Account Flow Manager
With a keen eye for efficiency and precision, Joseph Devito ensures that every client file moves seamlessly through the VP Credit Services process. As the Account Flow Manager, he oversees the intake, review, and organization of accounts, ensuring that no detail is overlooked and every case is handled with care.
Joseph brings a strategic approach to file management, optimizing workflows while maintaining clear communication with clients and internal teams. His dedication to process integrity and structured execution makes him an invaluable part of ensuring smooth operations.

TARA
K.
Credit Process Navigator
Working diligently behind the scenes, Tara K. ensures that every client’s credit repair journey moves smoothly and efficiently. She oversees the organization of documentation, dispute tracking, and case progression, ensuring no detail is overlooked.
With a structured yet adaptable approach, Tara navigates the complexities of credit restoration, keeping operations streamlined and organized. Her expertise in managing workflows and maintaining process integrity allows the team to focus on delivering results—while she keeps everything running seamlessly in the background.
.png)
AUSTIN
MAURER
Brand
Architect
At VP Credit Services, the Brand Architect plays a key role in creating a cohesive and compelling identity that reflects the company’s values of trust, transparency, and personalized financial solutions. By blending innovative strategies with a deep understanding of the financial consulting industry, they ensure every element of the brand—from messaging to design—resonates with clients.
Focused on fostering trust and standing out in a competitive market, Austin helps elevate the company’s presence while empowering individuals and businesses to achieve their financial goals.

Services
At VP Credit Services, we offer premier credit and financial solutions designed to empower individuals and businesses alike. Our expertise spans debt negotiation, credit repair, removal of negative reporting, strategic credit consulting, debt resolution, and business credit solutions.
Below, you’ll find a comprehensive breakdown of our services. If you don’t see exactly what you need, reach out to us—our dedicated team is ready to craft a solution tailored to your financial success.
OUTDATED ITEMS REMOVAL
INQUIRY
REMOVAL
STUDENT
LOANS
DEBT
SETTLEMENT
CREDIT
ENHANCEMENT
REDUCING
PRINCIPLE
NEGATIVE ITEMS REMOVAL
CHARGE OFF
REMOVAL
REDUCED PAYMENT PLANS
LATE PAYMENT
REMOVAL
LOAN
APPROVALS
STOP
GARNISHMENTS
BANK
LEVY
JUDGEMENT
REMOVAL